Cutler Bay Homes under $200,000

Cutler Bay Homes under $200,000

Welcome to Cutler Bay, a vibrant gem nestled in the heart of Miami-Dade County, Florida. Known for its lush landscapes and welcoming community, Cutler Bay offers a unique blend of suburban charm and urban convenience. This picturesque city is bordered by beautiful parks and waterways, making it a haven for outdoor enthusiasts and families alike. With its rich cultural diversity and a strong sense of community, Cutler Bay is not just a place to live; it’s a place to thrive.

One of the most enticing aspects of Cutler Bay is its affordability, particularly for those seeking homes under $200,000. In a market where prices can often soar, Cutler Bay provides an accessible entry point for first-time homebuyers, retirees, or anyone looking to invest in a growing community. These homes often feature cozy layouts, well-maintained yards, and proximity to local amenities, allowing residents to enjoy the best of both worlds—comfort and convenience.

Living in Cutler Bay means you’re just a stone’s throw away from stunning beaches, shopping centers, and top-notch schools. The city’s dedication to family-friendly activities, parks, and community events fosters a warm neighborhood atmosphere, making it easy to meet new friends and build lasting connections.

Discover the charm of Cutler Bay and explore the affordable housing options that await you. Whether you’re looking for a quaint starter home or a cozy retreat, this lovely city has something for everyone. Embrace the opportunity to call Cutler Bay home and enjoy a lifestyle filled with sunshine, community, and endless possibilities!

Newest Cutler Bay Homes under $200,000

8260 Sw 210th St Unit #216, Cutler Bay
$169,900
1 Beds ⋅ 1 Baths ⋅ A12098662 MLS ⋅ Saga Bay Gardens BLDG.
Beautiful move-in ready 1-bedroom, 1-bathroom apartment in the desirable Saga Bay Gardens community in Cutler Bay, surrounded by peaceful views and convenient amenities. The 2nd-floor unit features stunning lagoon views from both the private balcony and bedroom, along with elevator access and tasteful updates including a modern kitchen, updated bathroom, and newer flooring, creating a comfortable and inviting living space. The building was constructed in 1988, and the property includes one assigned parking space in the garage, plus plenty of guest parking. Enjoy a variety of community amenities including a swimming pool, fitness center, tennis court, BBQ shelter area, and more. A wonderful opportunity to own an updated apartment with serene lake view in a convenient Cutler Bay location!

8260 Sw 210th St Unit #216, Cutler Bay
11060 Sw 196th St Unit #612, Cutler Bay
$200,000
2 Beds ⋅ 2 Baths ⋅ A12096792 MLS ⋅ Paradise Pointe BLDG.
GREAT VALUE INVESTMENT IN CUTLER BAY (33157)! Competitively priced investment opportunity just a short drive from the billion-dollar redevelopment planned for Southland Mall, west of US-1 and conveniently accessible from the Turnpike via the Caribbean Blvd exit. This 2BD/2BA condo is located at the end of a quiet cul-de-sac and will be VACANT beginning November 1, 2026, allowing you to start generating rental income from day one or make it your own home. Features include an in-unit washer/dryer and balcony, both highly desirable rental perks. HOA fees total $665/month between both associations, including the Master Association, which covers the gated entry with guardhouse. Pest control is included. Owner separately pays water, WiFi, and electricity. Unit can be leased immediately upon closing with a 1-year minimum lease. Community amenities include an on-site mini market, commercial laundry facilities, basketball courts, swimming pool, security patrol, and TV-monitored building entrance. A great opportunity for investors seeking immediate rental potential or buyers looking for a conveniently located home with flexibility.

11060 Sw 196th St Unit #612, Cutler Bay
8240 Sw 210th St Unit #101, Cutler Bay
$199,900
2 Beds ⋅ 2 Baths ⋅ A12083694 MLS ⋅ Saga Bay Garnes BLDG.
Saga Bay Gardens!!! A desirable gated community with security guard 24/7. Very spacious 2 bedroom 2 baths, corner unit on the 1st floor, freshly painted, tile & wood floors, bright and spacious 813 sq. ft. Residents enjoy access to resort-style amenities including a swimming pool, fitness center, tennis courts, clubhouse, BBQ area, elevators, walkway around the lake and beautifully maintained common areas. Two covered assigned parking spaces plus ample guest parking are included. Conveniently located east of Old Cutler Road, just minutes from Black Point Marina, Lakes by the Bay Park, shopping, dining, schools, and major highways. Close to Black Point Marina, supermarket, pharmacies, banks, and Turnpike.

8240 Sw 210th St Unit #101, Cutler Bay
8260 Sw 210th St Unit #308, Cutler Bay
$189,000
1 Beds ⋅ 1 Baths ⋅ A12081063 MLS ⋅ Saga Bay Gardens BLDG.
Welcome to Saga Bay Condo! With incredible waterfront views. This spacious 1-bedroom, 1-bath residence offers beautiful lake views, and amazing amenities. Located in a gated Cutler Bay community with a pool, fitness center, tennis courts, clubhouse, BBQ area, laundry facilities, and ample guest parking. Conveniently located near Black Point Marina, shopping, supermarkets, parks, hospitals, public transportation, and major roadways, including the Florida Turnpike. Association includes water, waste service, and maintenance of common areas. Enjoy peaceful waterfront living in the heart of Cutler Bay

8260 Sw 210th St Unit #308, Cutler Bay
10350 Sw 220th St Unit #241, Cutler Bay
$175,000
2 Beds ⋅ 2 Baths ⋅ A12072964 MLS ⋅ Cutler Creek Village BLDG.
Opportunity knocks in Cutler Bay! This spacious 2-bedroom, 2-bathroom condo offers approximately 940 sq. ft. of comfortable living space and a functional layout designed for everyday living. With two full bathrooms and generously sized living areas, this home provides the flexibility today’s buyers are looking for—whether you're searching for your first home, downsizing, or adding another property to your portfolio. Conveniently located in South Miami-Dade, you’ll enjoy easy access to major roadways, shopping, dining, schools, parks, and everything the Cutler Bay area has to offer. **Why keep renting when you can own?** This is a great opportunity to secure a 2-bedroom, 2-bath property at an attractive entry point in the South Florida market.

10350 Sw 220th St Unit #241, Cutler Bay
10370 Sw 220th St Unit #228, Cutler Bay
$145,000
1 Beds ⋅ 1 Baths ⋅ A12054782 MLS ⋅ Cutler Creek Village Cond BLDG.
Welcome to the gated community of Cutler Creek Village, offering residents 24-hour security and a clubhouse, community pool, and tennis courts. IN-UNIT WASHER AND DRYER! This second-floor unit features a spacious walk-in closet, plenty of storage throughout, and a screened balcony. Conveniently located just minutes from the Florida Turnpike. NO SPECIAL ASSESSMENTS! GOING THRU THE 50 YEAR CERTIFICATION

10370 Sw 220th St Unit #228, Cutler Bay
9760 Sw 184th St Unit #12D, Cutler Bay
$199,000
2 Beds ⋅ 1 Baths ⋅ A12045477 MLS ⋅ Villas At Cutler Bay BLDG.
Location! Location! Cutler Bay 2BR / 1BA Prime Location, Ultimate Convenience. Beautifully remodeled condo in North of Cutler Bay just south of Palmetto Bay. Enjoy the perfect combination of location, convenience, and all tastefully remodeled living. Ideally situated just steps from US-1, shopping centers, restaurants, and everyday essentials. This stylishly updated condo features contemporary finishes, a bright open layout, and move-in-ready comfort in a highly desirable area. Building is under major upgrades. Owner financing is available with minimum of 40% down.

9760 Sw 184th St Unit #12D, Cutler Bay
11060 Sw 196th St Unit #301, Cutler Bay
$165,000
1 Beds ⋅ 1 Baths ⋅ A12021634 MLS ⋅ Paradise Pointe BLDG.
* INVESTMENT OPPORTUNITY * Spacious 1-bedroom, 1-bathroom apartment featuring an extended private balcony overlooking the community, perfect for relaxing mornings or evening sunsets. The unit includes a BRAND NEW in-unit washer and dryer with warranty coverage through 2027, adding convenience and peace of mind. This property is currently rented @ $1,600/month through March 31, 2027, providing immediate and stable rental income. Located in a community offering excellent amenities, including multiple pools, a children’s playground, basketball court, and an on-site mini market/store for quick grocery runs without leaving the complex. Conveniently situated just minutes from US-1 and the Florida Turnpike, providing easy access to shopping, dining, and commuting routes throughout Miami-Dade.

11060 Sw 196th St Unit #301, Cutler Bay
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